Wednesday, July 23, 2008

Emotional!!

Lately I have been feeling so many different emotions and moods. As to be expected with all that is going on in our lives right now. Each day I wake up with all intentions of having a wonderful and positive day, but there are those days when no matter what I tell myself I just cant get myself to feel good. We, like so many others, are losing our home due to an adjustable rate which we can no longer afford. There is a long story of how we even got into this mortgage in the first place, and it is not a happy story, so I will leave that out. Life gives us challenges and unforeseen obstacles to face everyday and I think this could be my hardest so far. Joe and I have worked very hard in our lives to have what we have, never being late on any payment we have ever had and for sure not missing any payments. Our credit scores are higher than most and we have been able to help many family members buy vehicles, ATV's, get credit card and so on because of our credit. We were happy to help anyone we could in their hard times. This will all be ending though. I have been working with our mortgage company for over a year and a half to help us out, the option they gave us was to freeze our rate for one year so we could do home improvements and refinance to a fixed rate. We of course jumped at this opportunity! We took all the money in our savings account and put on a new roof, scraped old popcorn ceiling and re textured, painted, did crown molding, baseboards, picture frame windows....you name it we did it! Unfortunately that was all work that has made no difference. The housing market has dropped so much that all the work we have done and all the money we have spent has made no difference. The value has dropped so much that we now owe more than our home is worth therefor no one will refinance us, and we cannot sell our home for what we owe so we are left with only one option, foreclosure. We have a second mortgage n our home as well, and when you foreclose it only gets rid of a first. So now we are forced to file bankruptcy. It is even hard for me to say it. I guess it is a pride issue to some degree. I am trying to find the good in all this. It is hard to know the first home we bought, the home we brought our children home to will now be taken from us and there is nothing we can do to save it. But on the other had, we have always wanted to move back to Boulder City and now we can. We are looking for homes to rent and praying we find something within the next few moths. I am so grateful for my friends and family, I have a husband who means more to me than I could ever express, two beautiful and healthy children and we are all happy. I guess I just felt I needed to vent on this issue and it helps to remind me of what really matters in life. We can make any house a home as long as we are in it together and it is filled with our love for one another. For now I continue to try to see all the positive things in my life and I look forward to looking for a new house, back in my hometown!

Tuesday, June 24, 2008

Big Brother

Treyson is growing up so fast, he gets smarter everyday. He is a wonderful big brother to Jersey. He wants to be near her all the time. We call her "Jersey Girl" and when Trace talks to her he tells her, "Hey Jersey Grill".
Posing with Baby sister. He makes sure there are always plenty of pictures with the two if them together!
Trace wanted Jersey to play Wii with him, so he was strapping on her controller for her! I hope they keep this special bond forever!
Another special picture of the two of them. I cant get enough of my kids! I am crazy!!!

Jersey was fussy and Big Brother came to rescue her, only he couldn't quite get to her in the chair. So he just loved her form the side.







The many looks of Jersey Shea

Jersey is now almost 5 months old, how time just moves so fast! She has such a personality and she shows it in her expressions! Her little eyebrows crack is up!

















Happy Birthday Babe
















Yesterday was Joe's birthday....the big 29!!! It seems like we were just 17 years old and planning our future and now here we are living it! Anyhow, he got Nintendo Wii and Oh My Gosh is it FUN!!! We have been playing it non-stop. It is seriously the best workout I have ever had and you don't even realize it until you cant move the next day! Here are some photos from playing and cake. 29 Candels makes a lot of smoke!

Wednesday, June 11, 2008

Memorial Day Campout



We had no major plans for Memorial day so we decided to go camping....in the living room! We moved all the furniture out of the living room and Joe set up the tent. We had every pillow and blanket we own in there so there was lots of padding. We ate popcorn and watched movies. Treyson though this was the coolest thing ever. These are the types of nights I want my kids to remember!

Cereal Face
















We decided to try to feel Jersey cereal with a spoon. Normally we would have added it to her milk in her but my girl refuses to take a bottle! It was so cute. Layken held her as Joe fed her. She wasn't quit sure what was going on, she would make funny faces and raise her eyebrows, then just laugh! It was so fun to see her do something for the first time ever!

Wednesday, May 21, 2008

Rock and Roll

Jersey has never like to lay on her back, as soon as you lay her down she immediatly rolls to her side. At night she even sleeps on her belly, the only way she will sleep. For the past few days she has been trying to roll all the way over. I put her in her crip to hang out and watch her mobile while I did a few chores and I could here her grunting. I looked in on her and she was trying so hard to make it all the way over.

She tried and tried and although there was a bit of frustration she made it!!!